Guides
Fractional CFO guides for owner-operated practices
Straight answers on profit by service line, owner pay, cash flow, valuation, and what a fractional CFO actually costs. Written for owners who want the numbers, not the jargon, and every figure is computed from real data and reviewed by a CFO.
Veterinary Practices
Veterinary Practice Owner Pay: How to Pay Yourself the Right Way
How a veterinary practice owner should pay themselves: clinical production pay, a management portion, and a return on equity, and how to separate owner pay from true profit.
Fractional CFO for Veterinary Practices: The Complete 2026 Guide
A practical 2026 guide to fractional CFOs for veterinary practices: what the role covers, what it costs, service-line profit, DVM pay, cash flow, and exit prep.
Bookkeeper vs CPA vs Controller vs Fractional CFO for Vet Practices
Bookkeeper, CPA, controller, or fractional CFO for your vet practice: what each role does, what each costs, and which one an owner-operated $1M to $10M practice should hire first.
Why Your Vet Practice Is Busy but Not Profitable
Busy but broke? The profit in a veterinary practice usually leaks through cost of goods, payroll, missed charges, and unstructured owner pay. Here is where it goes and how to get it back.
How Much Does a Fractional CFO for a Veterinary Practice Cost?
A fractional CFO for a veterinary practice costs $3,500 to $7,500 per month, far below a full-time hire. Here is what that covers, plus the X-ray and guarantee.
How Much Is My Veterinary Practice Worth? EBITDA Multiples in the Consolidator Era
How veterinary practices are valued in the consolidator era: 3x to 5x adjusted EBITDA for independents, 6x to 12x for larger practices, plus SDE vs EBITDA, after-tax proceeds, and how to raise your multiple before a sale.
The Veterinary Financial Scorecard: 7 KPIs to Track Every Month
The 7 financial KPIs every veterinary practice owner should track monthly, the commonly cited healthy ranges, the alarm thresholds, and how to build a CFO scorecard you act on.
Med Spas
Fractional CFO for Med Spas: The Complete 2026 Guide
A practical 2026 guide to fractional CFOs for med spas: what the role covers, what it costs, injectable loaded margin, deferred membership revenue, MSO and PC flow, and exit prep.
How Much Does a Fractional CFO for a Med Spa Cost?
What a fractional CFO costs for an owner-operated med spa: the $3,500 to $7,500 per month range, what each tier includes, and how the fee compares to a full-time hire.
Med Spa Profitable but No Cash in the Bank? Where the Money Goes
Profitable med spa, empty bank account? Here is where the cash actually goes, from deferred memberships and inventory to debt and owner pay, and how to fix it.
The Real Profit Margin on Botox, Memberships, and Every Med Spa Service
The loaded profit margin on Botox, memberships, laser, and retail at an owner-operated med spa, plus the payroll cliff, injector pay, and where hidden margin sits.
How Much Is My Med Spa Worth? EBITDA Multiples and What Raises Your Number
A clear guide to med spa valuation: the EBITDA and SDE multiples, normalized add-backs, the single-injector concentration discount, and how memberships raise your number.